Personal Checking Accounts

Checking That Fits the Way You Live

At Lena State Bank, we know that good banking starts with strong relationships. That’s why our checking accounts are built to support your everyday moments, whether you’re paying bills, managing your budget, or planning for what’s next.

You’ll find options that make banking simple and straightforward, with the flexibility and tools to keep up with life wherever it takes you.

All accounts include:

Online & Mobile Banking – Easy access to your money anytime
Bill Pay – Pay what you need, when you need to
Mobile Deposit – Deposit checks from the comfort of home
eStatements – Organized, paperless, and convenient
MasterCard® Debit Card – Use it in stores, online, or at ATMs

Stop in or give us a call. We’ll help you find the checking account that fits just right.

Product Name	Best For	Min. Balance Requirement	Earns Interest	Monthly Fees	ATM Benefits	Special Features
Foresight Classic Checking	Individuals seeking basic checking	No	No	Paper statement fee if not enrolled in eStatements	No	$100 min. Opening Deposit Overdraft Privilege Program eligible
Foresight Protect Checking	Customers wanting identity protection	No	No	Monthly Maintenance fee applies Paper statement fee if not enrolled in eStatements	ATM refunds*	$100 min. Opening Deposit Overdraft Privilege Program eligible IDProtect® Services
Foresight Interest Checking	Customers who maintain higher balances and want interest	$1000	Yes	Monthly Maintenance fee if minimum balance requirement is not met. Paper statement fee if not enrolled in eStatements	ATM refunds*	$100 min. Opening Deposit Overdraft Privilege Program eligible
Foresight Health	Customers with health-related spending needs	$100	Yes	Monthly Maintenance fee if minimum balance requirement is not met. Paper statement fee if not enrolled in eStatements	No	$100 min. Opening Deposit Health Savings Account must be combined with a High-Deductible Healthcare Plan.
Foresight Prestige**	Customers age 50+ who are looking for premium benefits.	$1000	Yes	Monthly Maintenance fee if minimum balance requirement is not met.	ATM refunds*	$100 min. Opening Deposit Overdraft Privilege Program eligible Free checks Free cashiers checks Free seminars 50% off safe deposit box Exclusive Travel Options
Foresight Prestige Protect**	Customers age 50+ who are looking for premium benefits with added security services.	$1000	Yes	Monthly Maintenance fee if minimum balance requirement is not met. Monthly Maintenance fee applies	ATM refunds*	$100 min. Opening Deposit Overdraft Privilege Program eligible Free checks Free cashiers checks Free seminars 50% off safe deposit box Exclusive Travel Options IDProtect® Services

*ATM refunds up to $20 per statement cycle.

**Customer must have a minimum of $25,000 in deposit accounts (checking, savings and CDs – any combination) to qualify. ATM refunds up to $20 per statement cycle.

¹Some benefits require registration/activation. IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner. Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.