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Checking Accounts

Choose from a Variety of Checking Accounts at Lena State Bank

No two people spend money the same way or have the same financial goals. At Lena State Bank, we understand this and offer numerous types of checking accounts for customers of all ages. Take a look at the checking accounts we offer below.

For current rates, fees, and full account details and disclosures, contact Lena State Bank’s Customer Service Department at 815-369-4901 or toll free at 866-369-4901.

AccountOpening DepositFeesInterestBenefits

Secure Choice Checking

$100

$5.50 monthly service charge (reduced to $3.50 if enrolled in E-Statements)

N/A

Unlimited account transactions (checks and debit card transactions)

Free 24/7 Online Banking, Mobile Banking and Online Bill Pay

Low $5.50 monthly service charge

MasterCard® Debit Card with no annual fee

Complimentary IDProtect® Identity Theft Protection Service

Complimentary Cellular Telephone Protection

Basic Checking

$100

$3.00 monthly paper statement fee if not enrolled in E-Statements

N/A

Opening minimum deposit of $100

No minimum balance

Unlimited account transactions (checks and debit card transactions)

Free 24/7 Online Banking, Mobile Banking and Online Bill Pay

MasterCard® Debit Card with no annual fee

E-Statements

Discover Checking (For Customers Age 50+)

None

None

Yes; Tiered:

Tier 1:  $1,000-$4,999

Tier 2:  $5,000-$9,999

Tier 3: $10,000 and higher

Must have a minimum on deposit  of $10,000.00 with Lena State Bank to establish Discover Checking

No service charge or per item fee

Interest-bearing, with interest compounded and credited monthly

Free 24/7 Online Banking, Mobile Banking and Online Bill Pay

Free Discover Club printed checks (limit 4 boxes per year)

Premier Interest Checking

$2,500

$7.00 monthly service charge if minimum daily balance falls below $2,500

Yes; Compounded and credited monthly

Interest paid on daily collected balance

Free 24/7 Online Banking, Mobile Banking and Online Bill Pay

MasterCard® ATM/Debit Card

No per item fee

Premier Money Market

$10,000

$10.00 monthly service charge if minimum daily balance falls below $10,000

Yes; Tiered:

Tier 1: $0.01-$9,999

Tier 2: $10,000-$49,999

Tier 3: $50,000-$99,999

Tier 4: $100,000-$249,999

Tier 5: $250,000 and higher

Interest-bearing, with interest compounded and credited monthly

Interest paid on daily collected balance in tiers

Direct check-writing ability

MasterCard® Debit Card

Free 24/7 Online Banking, Mobile Banking and Online Bill Pay