Business Deposit Accounts

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Checking and Savings Accounts for Businesses

Classic Business Checking

Classic Business Checking is designed with small businesses in mind!

  • $100 deposit to open
  • Limit of 250 processed items (including checks written, deposits made and deposited items) per month; $0.50 charge per item after 250
  • No monthly service charge if account has E-Statement enrollment;
    $5.00 paper statement fee if no E-Statement enrollment.
  • Free Online/Mobile Banking and Online Bill Pay
  • MasterCard® Business debit card
  • Cash Management services available, including Payroll, Collections, ACH payments and much more!
  • Optional: Digital Deposit –Remote Capture for Businesses

Call or stop by Lena State Bank for full account details and disclosures.

 

Business Plus Checking

Business Interest Checking is designed to fit the needs of businesses of any size!

  • $2,500 minimum deposit to open
  • $2,500 required minimum daily balance
  • Monthly service charge of $10 if minimum daily balance falls below $2,500
  • Limit of 250 processed items (including checks written, deposits made and deposited items) per month; $0.50 charge per item after 250
  • Interest compounded and credited monthly with rates based on daily collected balance
  • Free Online/Mobile Banking and Online Bill Pay
  • MasterCard® Business debit card
  • Cash Management services available, including Payroll, Collections, ACH payments and much more!
  • Optional: Digital Deposit –Remote Capture for Businesses

Call or stop by Lena State Bank for full account details and disclosures.

 

Commercial Checking Analysis

No two businesses are exactly the same, so the Commercial Checking Analysis is tailored to your needs!

  • $100 minimum deposit to open
  • Earnings credit will reduce or even eliminate fees including $10 monthly service charge, checks written, deposits made, debits processed, etc. 
  • Free Online/Mobile Banking and Online Bill Pay
  • MasterCard® Business debit card

Call or stop by Lena State Bank for specific account details and disclosures.

 

Business Money Market

The Business Money Market account helps business owners make the most of their account balances with tiered interest rates.

  • $10,000 minimum deposit to open
  • $10 per month charge if balance falls below minimum balance of $10,000
  • Free Online/Mobile Banking and Online Bill Pay
  • Enhanced access to funds with check writing capabilities
  • Interest calculated on daily collected balance and paid on the following interest tiers:
    • Tier 1: $0-$9,999
    • Tier 2: $10,000-$49,999
    • Tier 3: $50,000-$99,999
    • Tier 4: $100,000-$249,999
    • Tier 5: $250,000 and higher

Call or stop by Lena State Bank for full account details and disclosures.

 

Business Savings Account

Business Savings provides the essentials you need for your business savings program and is easily accessible at any time.

  • $250 minimum deposit to open
  • $3 per month service charge if balance falls below minimum balance of $250; No service charge if balance stays at $250 or higher 
  • Interest compounded and credited to account quarterly
  • Free Online/Mobile Banking and Online Bill Pay

Call or stop by Lena State Bank for full account details and disclosures.