Choose a Checking Account that Works for You
Everyone’s banking needs are different, and your checking account should fit your lifestyle. Whether you’re looking for easy everyday access to your money, convenient digital banking tools, or the opportunity to earn interest on your balance, Lena State Bank has an account designed for you.
All of our checking accounts include a debit card along with free online and mobile banking, giving you convenient access to your finances anytime, anywhere. Ready to get started? Visit any of our division locations or apply online through our fast and secure application process.
Compare Your Checking Account Options
Product Name | Best Suited For | Earns | Min. Balance Required | Monthly Fees | Overdraft Protection Program | Special Features | Minimum to Open |
|---|---|---|---|---|---|---|---|
Foresight Classic Checking | Individuals seeking basic checking | No | No | Paper statement fee if not enrolled in eStatements | Yes | Digital Banking Bill Pay MasterCard® Debit Card Mobile Deposit eStatements* | $100 |
Foresight Protect | Individuals wanting identity protection and other added benefits | No | No | Monthly Maintenance fee applies
| Yes | ATM Refunds* Digital Banking Bill Pay MasterCard® Debit Card Mobile Deposit eStatements* | $100 |
Foresight Interest | Individuals who maintain higher balances and want to earn interest | Yes (tiered) | $1,000 | Monthly Maintenance fee if minimum balance requirement is not met. Paper statement fee if not enrolled in eStatements | Yes | ATM Refunds* Digital Banking Bill Pay MasterCard® Debit Card Mobile Deposit eStatements* | $100 |
Foresight Health | Individuals with health-related spending needs | Yes (tiered) | $100 | Monthly Maintenance fee if minimum balance requirement is not met.
| No | Must be combined with a High-Deductible Healthcare Plan. Digital Banking Bill Pay MasterCard® Debit Card Mobile Deposit eStatements* | $100 |
Foresight Prestige Checking Accounts
Celebrating Our Customers 50+
Adventure meets advantage with our Prestige Plus Club. Designed for customers age 50 and better, it combines exclusive banking benefits with opportunities to travel, connect, and enjoy unique experiences together.
Product Name | Best For | Earns Interest | Min. Balance Requirement | Monthly Fees | Overdraft Protection Program | Special Features | Minimum to Open |
|---|---|---|---|---|---|---|---|
Foresight Prestige Checking | Customers age 50+ who are looking for premium benefits.*** | Yes | $1000 | Monthly Maintenance fee if minimum balance requirement is not met. | Yes | ATM Refunds* Free checks Free cashiers checks Free seminars 50% off safe deposit box Exclusive Travel Options | $100 |
Foresight Prestige Protect Checking | Customers age 50+ who are looking for premium benefits.*** | Yes | Monthly Maintenance fee applies** | Yes | ATM Refunds* Free checks Free cashiers checks Free seminars 50% off safe deposit box Exclusive Travel Options IDProtect® Services1 | $100 |
*ATM refunds up to $20 per statement cycle. Paper statement Fee if not enrolled in eStatements.
**Monthly maintenance fee may be reduced if the account maintains a minimum daily balance of $1,000 throughout the statement cycle.
***To qualify for the Prestige Plus Club customers must have a minimum of $25,000 in deposit accounts (checking, savings and CDs – any combination) to qualify.
1Some benefits require registration/activation. IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner. Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.
Youth Accounts
If you're interested in teaching your child the value of saving and managing their money, explore the youth accounts available at Lena State Bank. Our NextGen checking and savings accounts are built for students and young adults up to age 25.
Explore Youth Accounts