The Community Reinvestment Act (CRA) encourages financial institutions to help meet the credit needs of the communities in which they do business. Lena State Bank is committed to serving its local communities. Below you will find information related to Lena State Bank’s CRA Public File:
- Community Reinvestment Act Notice
- Community Reinvestment Act Performance Evaluation
- Assessment Area
- Bank Services & Fee Schedule
- Loan-to-Deposit Ratios
- Branches Opened and Closed
- Public Comments
State of Illinois Community Reinvestment Notice: The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.